Start Early, Retire Rich: The Ultimate Guide to Smart Retirement Planning

Retirement may seem far away, but the sooner you start planning, the richer your future will be. Smart retirement planning isn’t just about saving—it’s about making your money work for you. Whether you’re in your 20s or 50s, taking the right steps today can secure a comfortable tomorrow. Here’s how to build wealth and retire on your terms.

Why Starting Early Matters

The power of compounding is your greatest ally. Even small contributions grow exponentially over time. For example, investing $200 a month starting at age 25 could yield over $500,000 by

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